So your moving on to the next big step in your life and going to college. Well if you are like many people who didn't do fantastic in high school to get great scholerships to help you pay for these four years then money is probably a concern. Well I have a few things that I have used to help me save some money in college.
The first problem is paying those outrageous tuition bills!
Well one way is of course is to either take out loans either from your bank or from FASFA.
Small problem with these two is they will have to be paid back six months after you graduate plus all of the interest you have accumulated. I don't know about you all, but that doesn't sound like something I would want to do specially with the debt some schools will put you in!
My best tip to save you from paying all of these crazy bills in the future is to get free money that you will never have to pay back!
If you are currently still in high school than I would recommend talking to your advisor to see what they would recommend for you since your school may have scholarships to give out.
Another awesome place you wouldn't think to look up scholarships is actually pintrest! This is an amazing resource because you can type in what your looking for from academic interests to left handed scholarships! I was amazed with the pages that I would find!
Yes I know that isn't really what you were thinking when you saw save money in college, but when you can pay for college easily without using your own money then that will give you money to spend. It also may give you some extra money to use as spending money!
Well here are your tips on saving money for the normal broke college student!
1. If you have a job always put away atleast 10% of every pay check that you get! That may not seem like a lot, but it will start to add up after a couple checks!
2. Allocate a specific amount from every check that you are "aloud" to spend on whatever you want! This way you are only letting yourself get to a small amount of money and saving the rest incase you are in need of a larger amount for an emergency. They come up and usually we all are worried how to pay for those emergencies, but if you have money placed aside or in your savings you will be less worried that something may come up.
Financial tip - You should always have an emergency fund that can pay for your living expenses for at least three months!
3. One big expense in college are those dang textbooks that you have to have! Well my HUGE tip for that is BUY USED OR RENT!! and not from your school! Even rented or bought used schools jack those prices way to high! Use sites such as Amazon, Half price books, or my favorite to rent is Chegg! I have gotten so many amazing deals from all of these websites!
4. My last tip is use those apps that you always see on pintrest that your not quite sure about! You know those apps that you wonder if they actually will help you. Well actually they do help so much! Here are the ones I love and use!
Mint: This app is used to keep track of your spending and keeps you on track! It actually works really well because you are getting a better view on your spendings
Cartwheel: This is the Target app! Who doesn't love target! Well this shows you special deals and lets you know whats on sale and what is going on.
Walmart savings catcher: This app lets you take your Walmart receipts and it checks to see if you could have gotten an item cheaper somewhere else. Then it will credit that amount to a gift card! Normally its like a few cents a trip but that will add up after awhile!
Meijers M Perks: This is a app that is through Meijers which is a large super store in the midwest that you can see deals and coupons and add them onto your virtual card! You also can get 5% off or 10% off your whole purchase about once a month!
If you are interested in this just go to http://get.shopkick.com/hydrogen43065
SwagBucks: This is actually better used on a computer but it is a site that you take surveys and you can get gift cards for doing them! I love doing these surveys when I'm bored in the car or have nothing to do! Easy money!
If your invested in this go here -- http://www.swagbucks.com/refer/Caraluvsu93
Yes those last two will give me credit like extra swagbucks and more kicks, but you can do the same and invite your friends to get more! It like nicely making money off your friends!
Hopefully some of these tips will help you start saving some extra money!
If you have any more tips for everyone put them below in a comment would love to see how you try and save money!
XOXO Carissa
